Ventas de Casas incrementa a niveles altos por 4 años consecutivos

Un reporte con muy buenas noticias publicado por la Asociacion Nacional de Realtors® (NAR) este  jueves mostro un incremento  considerable en la venta de casas por los ultimos 4 años consecutivos siendo los Primeros Compradores  los participantes mas activos. La mejoria en el total de ventas se observo en las cuatro regiones del pais.  NAR atribuye gran parte de este resultado a la motivacion de los Primeros Compradores,  grupo que tenia preocupado a la industria de la vivienda por su relativa ausencia.

El total de ventas existentes durante el mes, incluyendo viviendas unifamiliares, townhomes, condominios y cooperativas, subieron 3.2 por ciento a una tasa anual ajustada estacionalmente de 5,47 millones. Los Primeros Compradores por primera vez representaron el 34 por ciento de las ventas, con la tasa más alta que hemos visto en más de cuatro años.

 

 

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How student loan debt is impacting the housing market?

By, Sandy Flores Broker

Student loan debt is playing its biggest role in the mortgage process yet, and it doesn’t look like it’s changing anytime soon. chart-copy

New data from NeighborWorks America’s fourth annual housing survey found that nearly one-third (30%) of Americans know someone who has delayed the purchase of a home because of student loan debt, up from 28% in 2015 and just 24% in 2014.

The data also cited that more than half (53%) of potential home buyers with student loan debt said the debt was somewhat or very much an obstacle to buying a home, down slightly from 57% in 2015, but above the 49% rate in 2014.

As a whole, to help put this perspective, borrowers are carrying the highest level of non-mortgage debt in a decade.

The National Association of Realtors recently released a survey with similar findings as NeighborWorks America, nothing that about 50% of Millennials, and about two-thirds of Millennial non-homeowners who have student debt, are uncomfortable taking on a mortgage. What’s more, this group was less likely to believe they could even qualify for a mortgage.

 

El Indice de Precios de Casas aumentó en un 6.2 por ciento

CoreLogic®, una compañía líder en información global y analítica en información de propiedades   y soluciones con base de datos, dió a conocer hoy su índice de precios para el mes de agosto 2016 mostrando un alza en los precios de la vivienda año tras de año y mes por mes.

Los precios de las casas a nivel nacional aumentó en un 6.2 por ciento en agosto de 2016 en comparación con agosto de 2015 y mes por mes en un 1.1 por ciento en agosto de 2016 en comparación con Julio de 2016, * según el HPI de CoreLogic.

Prices Up: 6.2 Percent on US Home Prices Index Report

CoreLogic®, a leading global property information, analytics and data-enabled solutions provider, released today its CoreLogic Home Price Index (HPI) for August 2016 showing home prices up both year over year and month over month.

Home prices nationwide, including distressed sales, increased year over year by 6.2 percent in August 2016 compared with August 2015 and increased month over month by 1.1 percent in August 2016 compared with July 2016,* according to the CoreLogic HPI.

 “Home prices are now just 6 percent below the nominal peak reached in April 2006,” said Dr. Frank Nothaft, chief economist for CoreLogic.

A seller’s real-estate market?

Low inventory numbers have entry-level buyers scrambling as empty nesters are reluctant to sell. sold-sale-sign-over-clouds-grass-house-14063253

Home inventory in the U.S. has dropped to its lowest levels since 1999 according to Trulia.com, a San Francisco-based real estate research site.  Even though the U.S. has seen more than three years of a booming seller’s market for housing, there are plenty of Americans who are reluctant to sell their homes for a very simple reason: Where are they going to live?

The supply numbers are down 5.8% from a year ago and have declined year-over-year for the past 14 months. That compares to a more typical supply of 6 months in a healthy market, according to Trulia.Not only does the low housing inventory mean a bidding war for buyers, but sellers who may want to move to a smaller home and stay in the same market are quite often stuck because of the rise in prices for smaller homes that are being fought over by both first-time buyers and downsizing empty-nesters

“Although buying a home in a strong seller’s market can present lot of challenges, it is possible to secure a place you’ll love”  Sandy Flores Broker, Leading your way Home!

¿Es este un Mercado Hipotecario de Vendedores?

El bajo inventario de casas a la venta tiene a los primeros compradores tratando de encontrar una propiedad para aprovechar de las bajísimas tasas de interés. sold-sale-sign-over-clouds-grass-house-14063253

En general en los Estados Unidos el inventario de casas ha descendido a uno de los niveles más bajos desde 1999 según Trulia.com. A pesar de que se ha visto en los Estados Unidos una notable recuperación en el Mercado inmobiliario, todavía existen propietarios de casas reacios a vender.

 No sólo el inventario bajo de casas en venta significa un reto para compradores y vendedores que buscan relocalizarse a una casa más pequeña o más grande pero también otro factor contribuyente como lo es la subida de precios de las propiedades.

“Aunque comprar una propiedad en un mercado hipotecario de vendedores puede presentarse con muchos desafíos, es posible asegurar una casa que te va a encantar”  Sandy Flores Broker, Liderando el camino a tu Casa Propia!

Continúan subiendo los Precios de las Casas.

A medida que la demanda por viviendas continúa incrementando, intereses hipotecarios bajos en records históricos, condiciones de crédito asequibles, y el mercado de trabajo mejora, el aumento en el precio de las casas continua incrementando.

Un análisis de la Economía de capital proyecta que la Reserva Federal será moderada en lo que se relaciona al alza de los intereses hipotecarios, y los precios de las casas continuaran en aumento de un 6 por ciento pronosticado para este 2016.

El Índice de Precios de las casa de acuerdo a la Agencia Federal de Financiación de la Vivienda (FHFA) (HPI) demuestra que los precios de las casas han ido en aumento año-tras-año en un 5.8 por ciento desde el cuarto trimestre de 2015.

Los precios aumentaron 1.4 por ciento el tercer cuarto de 2015, marcando así el 18 avo. aumento trimestral consecutivo del precio en la compra de casas, en un índice ajustado.

How Do Homes Impact Health?

  1. Indoor air pollution is 4 – 5 times worse than outdoor air and sometimes even greater.
  2. We spend 90% of our time indoors.
  3. 15% of homeowners may be allergic to elements in their own homes.
  4. Prevalence of asthma has double since 1976.

Indoor air pollution has been described by EPA and Congress as America’s number one environmental health problem. Air pollutants can and do cause allergies, sick building syndrome, bacterial infections and spread viruses to name a few. The American College of Allergists state that 50% of all illnesses are caused by polluted indoor air.  NEXT: How does our air inside the house get polluted?

Vacancy Rate in Home Rentals remain flat

 The vacancy rates among single-family rentals remained relatively flat month-over-month despite a general trend of a rising number of lease expirations. This information is based on the June 2015 Single-Family Research Performance Summary covering all Morningstar- Rated Securitizations.

“Vacancy rates generally remain low, cash flows remain sufficient to cover bond obligations, and the asset class mostly shows performance in line with its recent history,” Morningstar said in this report.

Slowly but Surely!

sold-sale-sign-over-clouds-grass-house-14063253Pending home sales rose less than expected in May but are still at the highest level since 2006.  The National Association of Realtors’ index of pending home sales rose less than expected, by 0.9% to a seasonally-adjusted 112.6. Analysts had expected a 1-1.2% increase.

“The steady pace of solid job creation seen now for over a year has given the housing market a boost this spring,” NAR chief economist Lawrence Yun said.

Last week, the association saw a sharp pickup in existing home sales following a decline in April. Sales of new single-family houses in May 2015 were at a seasonally adjusted annual rate of 546,000, which is up 2.2% from April.

http://www.sandyflores.com