How student loan debt is impacting the housing market?

By, Sandy Flores Broker Student loan debt is playing its biggest role in the mortgage process yet, and it doesn’t look like it’s changing anytime soon.  New data from NeighborWorks America’s fourth annual housing survey found that nearly one-third (30%) of Americans know someone who has delayed the purchase of a home because of student loan debt, up from …

How does our air inside the house get polluted?

Much can be said about proper ventilation, for if we don’t have enough fresh air entering the home, then pollutants can accumulate to levels which can pose immediate health problems and affect our comfort. We usually think of air pollution as being outdoors, but the air in your house or office could also be polluted. …

Why Hire a Realtor?

There is so much information readily available online, and the big question is...Why should we hire a REALTOR® ? A REALTOR® is a Client Advocate. Only members of the National Association  of Realtors can call themselves REALTORS®    REALTORS® are Real Estate Specialists. REALTORS® Lower Your Risk. When you have a Realtor as an advocate, you share some of the …

Real Estate, Is it for Real?

Home prices, including distressed sales, rose year-over-year by 5.9% in March, according to data released Tuesday by CoreLogic. The CoreLogic Home Price Index report found that March was the 37th consecutive month to feature year-over-year increases in home prices across the country. Month-to-month, home prices also rose by 2%, including distressed sales. CoreLogic's HPI Forecast …

Yes! You can get top dollar for your home!

In addition to the # 1 rule in Real Estate   “Location, Location, Location" there are some other suggestions you can benefit from, to get top dollar for your home! The strategy varies by neighborhood and market conditions, but staging a house to appeal to the maximum number of buyers can make difference in how fast the …

ARE WE ON THE RIGHT TRACK?

Eight national banks,  Bank of America, JPMorgan Chase, Citibank, HSBC, OneWest Bank, PNC, U.S. Bank, and Wells Fargo  saw the performance of their first-lien mortgages improved in the fourth quarter of 2014, while the delinquency rate on those mortgages and the foreclosure activity continued to decline, according to a quarterly report on mortgage performance by the Office …

House Price Index Up 0.3 Percent in January

U.S. house prices rose in January, up 0.3 percent on a seasonally adjusted basis from the previous month, according to the Federal Housing Finance Agency (FHFA) monthly House Price Index (HPI). The previously reported 0.8 percent change in December was revised downward to a 0.7 percent change. The FHFA HPI is calculated using home sales …

Two new regulations affecting Homeowners will increase energy efficiency standards.

Every year, much of the energy the U.S. consumes is wasted through transmission, heat loss and inefficient technology costing American families and businesses money, and leading to increased carbon pollution.   Energy efficiency is one of the easiest and most cost-effective ways to combat climate change, clean the air we breathe, improve the competitiveness of our …

Alerta con las Ejecuciones Hipotecarias!

Estos procesos experimentaron el mayor aumento en un mes por los ultimos cuatro años. El número de solicitudes de ejecución hipotecaria, aumentaron un 15 por ciento de septiembre a octubre, el mayor salto de mes a mes desde el 2010, según el último reporte correspondiente al mes de Octubre publicado por la compañía RealtyTrac, que se …

Foreclosure Beware!

We are experiencing one of the biggest foreclosure filling increases for the last four years. The number of foreclosure filings experienced a big jump from September to October alone. These filings include but not limited to notice of defaults, scheduled auctions, and bank repossession.  According to RealtyTrac this is the largest month-over-month jump since the peak …