Keep Your Money Where It Is, if you’re planning on buying a home!

spend_less_money_save_moreIt’s not wise to make any huge purchases or move your money around three to six months before buying a home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible.

If you open new credit cards, amass too much debt or buy a lot of big ticket items, you’re going to have a hard time getting a loan.

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